Down Payment on a House in Arizona 2026: What You Need

Published on: 08/24/2026

How much down payment do you need for a house in Arizona in 2026? 0% on VA and USDA, 3% on conventional 97, 3.5% on FHA. NAR puts the national first time buyer median at 10%. Dollar amounts on a Phoenix median price. Pillar Mortgage Group.

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FHA vs Conventional Loans in Arizona 2026: Which Fits You?

Published on: 06/09/2026

FHA vs conventional in Arizona for 2026: FHA allows 3.5% down at 580, conventional 97 allows 3% down with cancelable PMI. Side by side costs, limits and a Phoenix example. Pillar Mortgage Group, NMLS #2700076.

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Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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